Join RTP® Instant Real-Time Payment Service – Secure & Efficient
Why Choose TodayPayments.com for RTP® Real-Time Payments?
Join RTP® Instant Real-Time Payment Service – Fast, Secure, and Seamless Transactions
The financial landscape is shifting rapidly, and real-time payments (RTP®) are the future of business transactions. Traditional banking methods, such as ACH and wire transfers, often come with delays, high fees, and unnecessary complications that slow down cash flow and hinder business growth.
With TodayPayments.com, businesses can now join the RTP® instant real-time payment service and send and receive payments instantly. Whether you're processing B2B, C2B, or B2C transactions, our platform enables secure, fast, and low-cost real-time transactions across multiple banks and credit unions nationwide.
Our alias-based transaction system allows businesses to process payments using mobile phone numbers or email addresses instead of full banking details, ensuring enhanced security, privacy, and efficiency.
How to Join the RTP® Instant Real-Time Payment Service
Why Choose TodayPayments.com to Join the RTP® Instant Real-Time Payment Service?
1. Instant & Secure Real-Time Payment Processing
- Send and receive RTP® payments 24/7, eliminating banking delays.
- No more waiting for settlements—funds are available in real-time for seamless business operations.
- Multi-bank compatibility, enabling businesses to process RTP® transactions across various financial institutions.
2. Alias-Based Real-Time Payments for Maximum Security
- Use a mobile phone number or email address instead of full banking details to send and receive payments securely.
- Manage multiple Merchant Identification Numbers (MIDs) for different business entities, locations, or accounts.
- Consolidate multiple business accounts into the RTP® system, creating a centralized real-time payment processing solution.
3. Business-Friendly Payment Processing Solutions
- Accept real-time payments via POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Available for sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Reduce transaction costs while improving financial efficiency with real-time payments.
Key Features That Make TodayPayments.com the Best RTP® Provider
✅
QuickBooks® QBO Integration
– Automate financial reconciliation, invoicing, and bookkeeping.
✅ Multi-Bank RTP® Compatibility – Process
real-time payments across multiple financial institutions.
✅ FedNow® Support – Accept FedNow®
transactions alongside RTP® for a complete real-time payment
solution.
✅ ISO 20022 Messaging with Hosted
Payment Page – Generate secure payment links and
streamline Request-for-Payments (RfPs).
✅
Alias-Based MID System – Assign unique MIDs to multiple
phone numbers and email addresses, optimizing business
transactions.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Join the RTP® Instant Real-Time Payment Service
1️⃣ Select a Trusted RTP®
Payment Provider – Work with
TodayPayments.com to activate RTP® transactions
instantly.
2️⃣ Utilize Alias-Based
Transactions for Security & Privacy – Process payments using
mobile phone numbers and email addresses instead of full
banking details.
3️⃣ Enroll Multiple MIDs for
Multi-Brand & Multi-Bank Transactions – Consolidate and
streamline business payments across multiple financial
institutions.
4️⃣ Automate Payment
Collection Using ISO 20022 Messaging – Improve billing,
invoicing, and cash flow management with
Request-for-Payments (RfPs).
5️⃣ Integrate
QuickBooks® QBO for Automated Financial Management – Sync
transactions in real-time for seamless bookkeeping.
Start Real-Time Payment Processing with TodayPayments.com
Don’t let slow banking transactions, high fees, and restricted payment options hold your business back. With TodayPayments.com, you can join the RTP® instant real-time payment service, send and receive payments instantly, and optimize financial operations seamlessly.
🚀 Apply Today & Experience Real-Time Payments with RTP®!
👉 Visit TodayPayments.com to apply now!
Creation Request for Payment Bank File
Enhance Your Join RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Join RTP payment processing pricing
